From 10.75%* p.a.
Business Loan in Surat
From textile and diamond units to shops, traders and professionals, Surat runs on enterprise. We help you get the funds your business needs, quickly and on terms that make sense, by comparing banks and NBFCs on your behalf.
What you can use it for
- Working capital and day-to-day cash flow
- Buying stock or raw material
- Purchasing machinery and equipment
- Opening a new branch or expanding capacity
- Renovating your shop, office or unit
- Consolidating high-cost business debt
Key features
- Unsecured loans with no collateral required
- Loan amount based on business turnover and banking
- Flexible tenure from 12 to 60 months
- Quick disbursement with minimal paperwork
- Secured options at lower rates against property
ROI & PF
Business Loan interest rates
Indicative starting rates. Your final rate depends on your profile and the lender.
| Bank / NBFC | Rate of interest | Processing fee |
|---|---|---|
| HDFC Bank | 10.75% to 22.50% p.a. | 2% of loan amount |
| IDFC First Bank | 11.18% to 15% p.a. | 3.50% of loan amount |
| Axis Bank | 11.50% to 19% p.a. | 2.25% of loan amount |
| Kotak Mahindra Bank | 11.75% to 13% p.a. | 2% of loan amount |
| Tata Capital | 13.50% to 26% p.a. | 3% of loan amount |
| Lendingkart | 13.50% p.a. onwards | 4% of loan amount |
*Rates are indicative and subject to change by the lender.
Who can apply
- Proprietors, partnership firms, LLPs and private limited companies
- Business vintage of at least 2 to 3 years
- Minimum turnover as required by the lender
- ITR filed for the last 2 years and a good CIBIL score
Documents required
All businesses
- PAN and Aadhaar of applicant and co-applicants
- Business PAN, GST certificate and Udyam registration
- Last 2 to 3 years ITR with computation and financials
- Last 12 months current account bank statement
- GST returns for the last 12 months
- Partnership deed or MOA/AOA where applicable
EMI calculator
Know your EMI before you apply
Move the sliders to see your monthly EMI, total interest and total amount payable.
Get the best rateBusiness Loan across Gujarat
Based in Adajan, Surat, we help customers all over Gujarat by WhatsApp, phone and in person.
- Surat
- Ahmedabad
- Vadodara
- Rajkot
- Gandhinagar
- Bharuch
- Ankleshwar
- Navsari
- Valsad
- Vapi
- Bardoli
- Anand
- Bhavnagar
- Jamnagar
- Junagadh
- Mehsana
FAQs
Business Loan questions
Can I get a business loan without collateral?
Yes. Unsecured business loans need no property or security. The amount depends on your turnover, profits, banking and credit score. If you need a larger amount at a lower rate, a loan against property is often the better option.
How fast can a business loan be disbursed?
With complete documents, many lenders disburse unsecured business loans within a few working days of approval. We prepare your file properly upfront so there are fewer back-and-forths.
Which documents are most important?
Your ITR with financials, GST returns and 12 months of bank statements carry the most weight. Clean, regular banking helps you get a bigger amount at a better rate.
Do you help textile and diamond businesses in Surat?
Yes. We work with traders, manufacturers, job-workers and exporters across Surat and understand how these businesses run and are assessed by lenders.
Other loans we arrange
Home Loan
Buy a flat, bungalow or plot, build your own house, or move your existing loan to a lower rate.
Learn more →Loan Against Property
Unlock the value of your residential or commercial property for business, education, marriage or any big expense.
Learn more →Used Car Loan
Buy a pre-owned car with easy EMIs, or refinance the car you already own to raise funds.
Learn more →Earn a reward of up to ₹50,000
Know someone who needs a loan? WhatsApp us their name and mobile number. When their loan is disbursed, you get rewarded.
Talk to us
Visit us in Adajan, Surat
- M-8, 2nd Floor, Western Plaza, B/s Bhulka Bhavan School, Adajan, Surat 395009
- +91 88668 88023
- Info@rupeemap.com
- Monday to Saturday, 10 am to 6:30 pm
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